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by adrian Thorne
Wed Mar 20, 2019 2:34 pm
Forum: Expat Information
Topic: Overstaying tourist visa - What doea it entail
Replies: 11
Views: 741

Re: Overstaying tourist visa - What doea it entail

As far as I am aware the last time I had a passport stolen I had to file a lost/stolen passport with the tourist police and be able to present the report to the Consular before they would consider issuing a temporary passport which was valid for one year. If you present this and some form of other I...
by adrian Thorne
Tue Mar 19, 2019 6:54 am
Forum: Expat Information
Topic: why properties are so expensive in Peru ?
Replies: 38
Views: 7905

Re: why properties are so expensive in Peru ?

What are some resources to learn more about this topic in Peru? I still mostly see stuff outside the avg Peruvian’s price range even in the provinces. Yet recently some real estate guy on this forum has said the market has cooled. I suspect there must be a lot of foreign ownership from wealthy spec...
by adrian Thorne
Tue Mar 19, 2019 6:51 am
Forum: Expat Information
Topic: Fishing in Lima and coast.
Replies: 45
Views: 14315

Re: Fishing in Lima and coast.

thanks Adrian. you're not the first to mention the danger of surf fishing alone. Not familiar with the term PM me. The equipment I have probably isn't geared for bait casting so I might have to invest in another pole and reel. Thanks for responding Jim That's fine Jim. PM (private mail) A word to t...
by adrian Thorne
Mon Mar 18, 2019 10:13 pm
Forum: Expat Information
Topic: Fishing in Lima and coast.
Replies: 45
Views: 14315

Re: Fishing in Lima and coast.

I have done a little fishing here up and down the coast, but it can be dangerous unless you are in a party due to robbery etc. I have all the tackle tucked away. A little dusty but am sure it would clean up if you are interested. PM me for further information.
by adrian Thorne
Mon Feb 25, 2019 8:43 pm
Forum: Expat Information
Topic: Best VPNs for Peru?
Replies: 9
Views: 1378

Re: Best VPNs for Peru?

I also use ExpressVPN and have done for a few years. They are pretty reliable and the speeds are not bad. I still end up dropping it when speed is needed. If you want to avoid tied in contracts the free ones are not that bad. If not give ''TOR´´ a try.
by adrian Thorne
Fri Feb 22, 2019 10:13 pm
Forum: Expat Information
Topic: WILLS
Replies: 3
Views: 762

Re: WILLS

Now this is a question and a half. I am not a lawyer but have jumped through hoops over this one. The laws regarding inheritance are very strict and a Will can end up as a useless piece of paper. The divisions are set for surviving spouse and dependants, unless a waver is legally signed by a benefac...
by adrian Thorne
Thu Feb 21, 2019 10:09 am
Forum: Expat Information
Topic: Interbank charges/fees.
Replies: 19
Views: 1386

Re: Interbank charges/fees.

You are correct in saying a SWIFT code but this is a separate system. There are sever variants and in Europe it is known as I BAN. For what ever reason SA did not adopt this and therefor created there own known as CCI or TIN. As far as I am aware, this is still controlled by SWIFT. The important fac...
by adrian Thorne
Wed Feb 20, 2019 7:51 pm
Forum: Expat Information
Topic: Interbank charges/fees.
Replies: 19
Views: 1386

Re: Interbank charges/fees.

Scotia will except transfers in to a ''Soles'' account. In this country it is quite common for clients to open both a soles and Dollar account. All accounts including Scotia operate according to the Banking agreements. The accounts have separate account numbers of 10 - 16 digits for both accounts pl...
by adrian Thorne
Tue Feb 19, 2019 11:28 pm
Forum: Expat Information
Topic: Interbank charges/fees.
Replies: 19
Views: 1386

Re: Interbank charges/fees.

Thanks Adrian, My main focus/conern is on question 2,please. I am not talking about money transfer companies, I need to know about Aussie bank direct to Interbank, in Soles, and IF they will accept direct transfer in Soles. I have done my best to layout my quieries, but can re-word if needed. Cheer...
by adrian Thorne
Tue Feb 19, 2019 8:12 am
Forum: Expat Information
Topic: Interbank charges/fees.
Replies: 19
Views: 1386

Re: Interbank charges/fees.

G'day all, For anyone who has an INTERBANK account here, could you please advise me on my queries,please? 1) If you receive international money transfers, what fees do they charge? I mean, is it a set charge or a percentage of the amount received? (For example, Scotiabank Peru has a set charge of $...
by adrian Thorne
Fri Jan 11, 2019 2:03 pm
Forum: Expat Conversations
Topic: Warning to Expat = Venezuelans
Replies: 53
Views: 7667

Re: Warning to Expat = Venezuelans

This happened less than a week ago ago in Lima The whole family was temporarily kidnapped and tied up (including the grandmother, a 14 years old teenager, and the 2 little girls of 5 and 6 years old) . Also a pregnant woman was tied up and beaten in her head with the hand grip of a gun The family a...
by adrian Thorne
Fri Nov 23, 2018 2:07 pm
Forum: Expat Information
Topic: SERPOST CHARGES
Replies: 7
Views: 1669

Re: SERPOST CHARGES

Hold on. I think changes are under way. Ordered an item from Australia with a projected delivery on three weeks (Ha Ha) Lo and behold the package tracked as landed in Peru and passed to La Victoria in seven days. I expected a further month in the Vic. sorting office. I was wrong, parcel delivered by...
by adrian Thorne
Wed Nov 14, 2018 5:27 pm
Forum: Expat Conversations
Topic: Warning to Expat = Venezuelans
Replies: 53
Views: 7667

Re: Warning to Expat = Venezuelans

Strange how Peru needs outside help to fight poverty here, but throw the borders open and support people like these.
by adrian Thorne
Fri Nov 09, 2018 9:24 pm
Forum: Expat Information
Topic: SERPOST CHARGES
Replies: 7
Views: 1669

Re: SERPOST CHARGES

We usually send in the region of twenty cards a year, so we send them to one of the family at a cost of about 30-40 soles and they forward them on. Also I have noticed a larger package seems to arrive a week or so quicker. Just 2 pennies worth.
by adrian Thorne
Wed Oct 10, 2018 10:44 pm
Forum: Expat Information
Topic: HELP! Real Estate Tax Question
Replies: 8
Views: 1602

Re: HELP! Real Estate Tax Question

Sad about your situation, but as non-residents in Peru , you will have to pay 30% tax on the profit in Peru. Had you been living in the house as your main dwelling and as a Peruvian resident it would be 3%
by adrian Thorne
Fri Oct 05, 2018 11:20 am
Forum: Expat Information
Topic: Car Mechanics
Replies: 0
Views: 1136

Car Mechanics

I have found after many years of looking a gem of a mechanical repair and service engineer in La Molina. First and foremost no surprises on repair charges, great workmanship, took good care of our car and the pricing was within budget. MAFECY: Avenue La Molina Este 1865 Sol De La Molina La Molina. T...
by adrian Thorne
Tue Sep 25, 2018 8:16 am
Forum: Expat Information
Topic: TIN and CCI
Replies: 2
Views: 7708

Re: TIN and CCI

By accident I bumped into the website http://www.tin.com.pe/ some weeks ago. After reading I understood that all Peruvian bank account numbers are going to be standardized. The same way they have done it in Europe, by preceding you existing account number with unique bank codes. In Europe this stan...
by adrian Thorne
Sat Aug 25, 2018 10:33 am
Forum: Expat Information
Topic: Apellido Materno for a baby born in Peru when the mother changed name upon marriage
Replies: 8
Views: 2178

Re: Apellido Materno for a baby born in Peru when the mother changed name upon marriage

Back in the day. Before, at Naturalisation and since, because of English documents. Everything has my middle christian name as the maternal. In fact it is very common for people to address me as Mr David. It does no harm and might be worth bearing this approach in mind.
by adrian Thorne
Thu Aug 23, 2018 6:35 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

We have the same thing with transfers from the USA. it has to do with the fact that the banks use 'intermediate banks' which also charge a commission. In total the commission is like 81-89 usd. But on transfers of 6-9 thousand it is percentage wise a low cost compared to charging a credit card, whi...
by adrian Thorne
Thu Aug 23, 2018 2:34 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

We have the same thing with transfers from the USA. it has to do with the fact that the banks use 'intermediate banks' which also charge a commission. In total the commission is like 81-89 usd. But on transfers of 6-9 thousand it is percentage wise a low cost compared to charging a credit card, whi...
by adrian Thorne
Thu Aug 23, 2018 2:21 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

A quick update and a big thank you to English professionals. BCP responded to my complaint with four or five hours and promised to investigate together with implementation of an alternative method to confirm costs. I received an email the next day asking me to comment on the process. I have not rece...
by adrian Thorne
Tue Aug 21, 2018 10:26 pm
Forum: Expat Conversations
Topic: Peru helping to Venezuela
Replies: 114
Views: 18414

Re: Peru helping to Venezuela

Bad news for Venezuelans. They are not welcome anymore in Brazil. https://www.youtube.com/watch?v=L0zpJ033FZc The borders are virtually closed in Ecuador and from the 25th August Peru are only allowing Passport holders to cross in to Peru. On Sunday a new revalued currency is being introduced, remo...
by adrian Thorne
Mon Aug 20, 2018 6:26 pm
Forum: Expat Information
Topic: LIMA TRAFFIC
Replies: 7
Views: 1961

Re: LIMA TRAFFIC

Culture, Poor Driving Skills, Bad Policing, and the pair of horns that appear as soon as a driver gets in his car. Only been driving here 10 plus years.
by adrian Thorne
Mon Aug 20, 2018 1:20 pm
Forum: Expat Information
Topic: operating a motor-bike or electric scooter
Replies: 11
Views: 2428

Re: operating a motor-bike or electric scooter

To obtain a Peruvian license, you’ll need to pass a written exam, a practical driving test, and a medical exam. Not quite correct. As an Expat if you hold a current full driving license from your home country and are willing to get it certified you can avoid the practical exam. The written part is ...
by adrian Thorne
Wed Aug 15, 2018 10:35 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

Have you heard of Transferwise from the US? as they work here with the banks in Peru. I know BCP charges between 25 and 35 Dollars for no matter how much you want to transfer from the US using transferwise. I've been using Transferwise to receive my money from China to the US in Dollars and it cost...
by adrian Thorne
Tue Aug 14, 2018 6:55 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

We have the same thing with transfers from the USA. it has to do with the fact that the banks use 'intermediate banks' which also charge a commission. In total the commission is like 81-89 usd. But on transfers of 6-9 thousand it is percentage wise a low cost compared to charging a credit card, whi...
by adrian Thorne
Tue Aug 14, 2018 7:12 am
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

Have a look at this https://www.globalmediapro.com/content/WhatAreBENSHAOURPaymentInstructions And on top of that, the BCP will charge its fee .. I could not agree more. The ''our'' instruction was applied and yes BCP are admitting there were intermediary charges, but all said and done it would be ...
by adrian Thorne
Mon Aug 13, 2018 9:35 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

Curious as to why you are so quick to take the word of your UK bank. I think I would become heated and have a little trouble showing respect too, if I where BCP. Quite right too. I would expect nothing less from a bank employee. This is precisely why I waited for the confirmation letter from HSBC i...
by adrian Thorne
Sun Aug 12, 2018 4:39 pm
Forum: Expat Information
Topic: Transferring $ from US to Peru
Replies: 38
Views: 8494

Re: Transferring $ from US to Peru

I have quite an interesting situation at present with BCP. At the beginning of this month I transferred $2,500 from my British account to BCP here in Lima. I became a little confused when $2416 was shown as deposited followed with only an entry for tax. I contacted the bank who quite firmly informed...
by adrian Thorne
Tue Jun 12, 2018 11:55 am
Forum: Expat Information
Topic: FATCA info request from bank
Replies: 6
Views: 1295

Re: FATCA info request from bank

If you have something you wish to keep hidden go to a lawyer, but I would suggest you go ahead and complete the document. You have nothing to lose, but I promise, your account will be closed if you don't and there is very little you can do to stop them. You may find afterwards it will be impossible ...
by adrian Thorne
Tue May 29, 2018 8:14 am
Forum: Expat Information
Topic: Animal Control?
Replies: 8
Views: 1385

Re: Animal Control?

I find the answer is to give them a treat such as a couple of pounds of stewing steak. The results are pretty good.
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by adrian Thorne
Wed May 02, 2018 6:56 am
Forum: Expat Conversations
Topic: Workers of the World Unite!
Replies: 1
Views: 1209

Re: Workers of the World Unite!

How about a May Pole and The Morris Dancers
by adrian Thorne
Tue Apr 03, 2018 10:35 pm
Forum: Expat Information
Topic: Is Remax Legit? For buying an apartment?
Replies: 5
Views: 952

Re: Is Remax Legit? For buying an apartment?

Remax is legal. The agents are generally running small franchises, receiving commission on sales. It is quite common for them to reduce their share to secure a sale. I would not be surprised if a little greasing is required with other interested agents. The original seller may in fact be asking less...
by adrian Thorne
Mon Apr 02, 2018 12:22 pm
Forum: Expat Information
Topic: Building a home in miraflores
Replies: 9
Views: 1156

Re: Building a home in miraflores

Man o man. I wanna be just like you when I grow up. You contract a guy to build a house and yet you are on site to micro manage.Al the faults you blame on the fact that you where not there, good show. I have to remember that. When you finally grow up you will realise in Peru the tradesmen lack fund...
by adrian Thorne
Thu Mar 29, 2018 10:46 pm
Forum: Expat Information
Topic: Living in Cusco
Replies: 7
Views: 5379

Re: Living in Cusco

Cusco is a beautiful city, but checkout the surrounding terrain and also the altitude. Combined they can be quite a problem.
by adrian Thorne
Tue Mar 27, 2018 11:07 am
Forum: Expat Information
Topic: Can I bring my lighter inside the airport?
Replies: 20
Views: 3779

Re: Can I bring my lighter inside the airport?

After seeing some pictures you are looking for "liquid fuel" instead of "gas" Check if they have it at: https://es-la.facebook.com/lanuevacasadelfumador/ OR https://articulo.mercadolibre.com.pe/MPE-429577248-gas-butano-para-recargar-zippo-encendedores-nuevos-_JM 6 bucks for a ca...
by adrian Thorne
Fri Mar 23, 2018 7:49 pm
Forum: Expat Conversations
Topic: V-people; obey the laws or leave!
Replies: 26
Views: 4800

Re: V-people; obey the laws or leave!

Adrian, I agree 100%. I am always trying to enfocre the Preferencia regulations as a gringo when native Peruvians seem to look the other way. I do qualify for Preferencia treatment, but often don't choose to "enforce my rights". I feel I am " swimming against the tide" by sugges...
by adrian Thorne
Sat Mar 17, 2018 11:07 pm
Forum: Expat Conversations
Topic: V-people; obey the laws or leave!
Replies: 26
Views: 4800

Re: V-people; obey the laws or leave!

I understand your experience. I hope your bad experience will become better in the future. I am a man who try to do my best on every aspect of life, and sometimes is hurtful to read that kind of comments, especially if it comes from someone I have a lot respect. My personal experiences are far bett...
by adrian Thorne
Sat Mar 17, 2018 8:09 pm
Forum: Expat Conversations
Topic: V-people; obey the laws or leave!
Replies: 26
Views: 4800

Re: V-people; obey the laws or leave!

am suggesting Venezuelans are no different to anybody else in the current environment. Does Venezuelans have the same bad traits ? You tell me. I am not an authority on Venezuela. I have two nieces who were born in The country, but they are Nuns and have been sheltered. Woodchuck have listed two ex...
by adrian Thorne
Fri Mar 16, 2018 11:47 pm
Forum: Expat Conversations
Topic: V-people; obey the laws or leave!
Replies: 26
Views: 4800

Re: V-people; obey the laws or leave!

We should have learned to not generalize or having pre-conceived ideas about a group of people who belongs to a race, nation, country, etc. The problem with that kind of pre-conceived concepts is that almost always let us to very wrong conclusions I am sorry if you misunderstood my comment. I stand...
by adrian Thorne
Fri Mar 16, 2018 1:16 pm
Forum: Expat Conversations
Topic: V-people; obey the laws or leave!
Replies: 26
Views: 4800

Re: V-people; obey the laws or leave!

Why do some foreign refugees & too many Peruvian citizens seldom obey the Preferencia rules? People who are NOT Preferencia are always trying to cut into the line - especially at the bank. Several weeks ago a well-dressed guy in his 40's (at best) got in front of me. I told him "This is th...
by adrian Thorne
Thu Mar 15, 2018 7:05 pm
Forum: Expat Conversations
Topic: V-people; obey the laws or leave!
Replies: 26
Views: 4800

Re: V-people; obey the laws or leave!

I liked the video - thanks. NO, it is not derogatory to the English (of which my grandparents were). The preferencia guidelines are - PERUVIAN LAWS. Both buses where the infractions occurred had stickers on the windows advising same. On the train the security will come & force a person to move ...
by adrian Thorne
Tue Feb 20, 2018 10:26 pm
Forum: Expat Information
Topic: Kuczynski: worst president ever
Replies: 4
Views: 717

Re: Kuczynski: worst president ever

https://www.reuters.com/article/us-peru-odebrecht-kuczynski/odebrecht-paid-firms-linked-to-perus-kuczynski-4-8-million-document-idUSKBN1E808B He should be jailed for a long time, then stripped of his Peruvian nationality and then deported. All his possessions and money must be confiscated and distr...
by adrian Thorne
Sun Feb 18, 2018 8:57 am
Forum: Expat Information
Topic: Foreigner getting Married in Peru
Replies: 2
Views: 534

Re: Foreigner getting Married in Peru

As far as I am aware you will need to. Do not forget you will need duplicate copies duly notarised. I had six. Even if they are not used immediately, there will come a time when they are. Also this is not the only document needed from your home country. Talk to the Municipal where you intend to get ...
by adrian Thorne
Fri Feb 09, 2018 11:38 pm
Forum: Expat Conversations
Topic: S&P Lowers the rating of 5 Peruvian Banks
Replies: 11
Views: 3580

Re: S&P Lowers the rating of 5 Peruvian Banks

They just happily get their loans at 12% and work hard to pay these mortgages. It will be here more painful than in other countries. 12%. In Europe, you be called a fool in you pay more than 2% interest on your mortgage. Must be a lot of fools in Europe. Including Begium: https://www.statista.com/s...
by adrian Thorne
Thu Feb 08, 2018 11:30 pm
Forum: Expat Conversations
Topic: S&P Lowers the rating of 5 Peruvian Banks
Replies: 11
Views: 3580

Re: S&P Lowers the rating of 5 Peruvian Banks

They just happily get their loans at 12% and work hard to pay these mortgages. It will be here more painful than in other countries. 12%. In Europe, you be called a fool in you pay more than 2% interest on your mortgage. Must be a lot of fools in Europe. Including Begium: https://www.statista.com/s...
by adrian Thorne
Sun Feb 04, 2018 10:05 pm
Forum: Expat Conversations
Topic: Surco is full of cockroaches :evil:
Replies: 8
Views: 1321

Re: Surco is full of cockroaches :evil:

mrsteak wrote:
toughrider wrote:And never step on them. Their eggs will get stuck on the bottom of your shoes and you spread them all over your home.


I fight them with a flame thrower


Good idea. Fry the blighters and claim the fire was caused by an electrical fault.
by adrian Thorne
Sat Feb 03, 2018 10:41 pm
Forum: Expat Conversations
Topic: Surco is full of cockroaches :evil:
Replies: 8
Views: 1321

Re: Surco is full of cockroaches :evil:

We have them coming in from our garden. Fumigation twice a year keeps them at bay, but you will still get the odd one. Never kill or damage a cockroach in your home. They will release spores and in no time you will have an infestation of the little blighters. Try to capture and then release. Prefera...

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