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by craig
Tue Apr 25, 2017 11:46 pm
Forum: Expat Information
Topic: Immigration Changes
Replies: 56
Views: 10207

Re: Immigration Changes

sunflower wrote:Not sure what your problem is Craig.

My problem is arrogant Europeans who cannot conceive that their ideas of "the way things ought to be" do not rule the world in general and overrule Peruvian laws in particular.
by craig
Sun Jan 15, 2017 3:57 pm
Forum: Expat Information
Topic: Immigration Changes
Replies: 56
Views: 10207

Re: Immigration Changes

Border hopping was never officially allowed or forbidden. The old law (sorry can't remember the number) allowed tourist to stay 183 days in the country leaving open if this is per year or per visit. This vagueness of the law made border hopping in Peru possible, neither really legal nor illegal. In...
by craig
Sun Jan 15, 2017 2:42 pm
Forum: Expat Information
Topic: Do I need to prolong Rentista every year?
Replies: 6
Views: 836

Re: Do I need to prolong Rentista every year?

At the time, we were subject to Decreto Legistativo 1236 which was published in September, 2015. However, the regulations to the new law were never published. Under that law, the rentista visa was listed under the classification of Residente Provisional. Visas under that classification were valid f...
by craig
Sat Jan 14, 2017 10:46 pm
Forum: Expat Information
Topic: TAM - Tarjeta Andina de Migraciones
Replies: 2
Views: 942

Re: TAM - Tarjeta Andina de Migraciones

When I came in 10 days ago, I was told that the TAM forms have been eliminated and will no longer be used. This seems to be the general case with other South American countries as well. I suppose that makes difficulty for you, as a hotel, when Sunat has not gotten the memo and requires you to collec...
by craig
Sat Jan 14, 2017 10:26 pm
Forum: Expat Information
Topic: Do I need to prolong Rentista every year?
Replies: 6
Views: 836

Re: Do I need to prolong Rentista every year?

Rentistas are exempt from the tasa anual . The latest information I have is that they do not need to do anything about this exemption and this has generally been the case for a long time. However, a few years ago there was a period of about a year when Migraciones changed this policy and asked rent...
by craig
Mon May 02, 2016 6:00 pm
Forum: Expat Information
Topic: Getting Loans for new residents
Replies: 7
Views: 1378

Re: Getting Loans for new residents

Do not know if it is still this way, but 15 years ago you could get a builders loan ( new apartment only) with 50% down payment and balance over 2 years at about 14.5% interest. I checked out a couple of apartments in new buildings last year. The builder had arrangements with the financing bank to ...
by craig
Mon May 02, 2016 11:55 am
Forum: Expat Information
Topic: Getting Loans for new residents
Replies: 7
Views: 1378

Re: Getting Loans for new residents

My experience is that no foreigner can get a loan from a Peruvian bank if he is not employed in Peru. No foreign income whatsoever will be considered.
by craig
Mon May 02, 2016 11:39 am
Forum: Expat Conversations
Topic: Peru Presidential Election
Replies: 70
Views: 14767

Re: Peru Presidential Election

Are you suggesting the other candidates do not have democratic values? Politicians who think they can win an election have "democratic values." Those who suspect they cannot win a majority discover that they have other priorities. The "democratic values" of all politicians are c...
by craig
Thu Apr 28, 2016 11:53 pm
Forum: Expat Information
Topic: Rentista (and some other "foreign resident types") travelling outside Peru: new requirement?
Replies: 2
Views: 521

Re: Rentista (and some other "foreign resident types") travelling outside Peru: new requirement?

That requirement is nothing new. It has been there since the first time I looked (about 2009). I have never had to present anything as a rentista. I think the operative words are: "según corresponda" which I think means "as appropriate." For some resident types various of those f...
by craig
Thu Feb 18, 2016 1:43 pm
Forum: Expat Information
Topic: Paying the annual tasa, more specifically: claiming exemption for rentistas
Replies: 7
Views: 2823

Re: Paying the annual tasa, more specifically: claiming exemption for rentistas

In January I went to the provincial office of Migraciones here in Tacna for my exoneration of tasa as a rentista. The officer told me that I had to handle it online. She entered my information into the computer for the central office to send me a password to handle it online. I went back to my apar...
by craig
Thu Feb 18, 2016 11:49 am
Forum: Expat Information
Topic: Paying the annual tasa, more specifically: claiming exemption for rentistas
Replies: 7
Views: 2823

Re: Paying the annual tasa, more specifically: claiming exemption for rentistas

Today I gathered all my papers together, girded my loins for bureaucratic battle and went to Migraciones to do the stupid tramite for exoneracion de tasa anual as a rentista . It seems that they have changed the rules again, this time in a good way. They told me (I asked two different places and got...
by craig
Mon Dec 21, 2015 10:51 pm
Forum: Expat Conversations
Topic: New Mennonite settlements in the peruvian rainforest.
Replies: 3
Views: 4270

Mennonite settlements in Bolivia

Apparently there are many Mennonites living in Bolvia. Originally from Canada, they have maintained their nationality over the years. Mennonite colonies in Paraguay date back about a century but the ones in Bolivia are only a few decades old. Many of the first were Mennonites who fled persecution i...
by craig
Sat Dec 19, 2015 10:02 pm
Forum: Expat Information
Topic: Peru Tourist Visa
Replies: 1
Views: 699

Re: Peru Tourist Visa

Very useful clarification. Thanks.
by craig
Sat Oct 17, 2015 10:57 pm
Forum: Expat Information
Topic: Naturalization Exam in DIGEMIN
Replies: 70
Views: 28846

Re: Naturalization Exam in DIGEMIN

MartitaAQP wrote:WOW, the exam has changed a LOT since I took in at the beginning of 2012.

Did you ever get your citizenship?
by craig
Sat Oct 17, 2015 10:36 pm
Forum: Expat Information
Topic: Paying the annual tasa, more specifically: claiming exemption for rentistas
Replies: 7
Views: 2823

Re: Paying the annual tasa, more specifically: claiming exemption for rentistas

And apparently from next year, it is not necessary anymore to claim your exempt at the DIGEMIN office, but everything is supposed to be done on the DIGEMIN inet site.... The tramite has been on their Servicios en Linea site for almost a year now. I'm planning to try testing it in January. I wonder ...
by craig
Thu Oct 01, 2015 5:13 pm
Forum: Expat Information
Topic: New immigration law
Replies: 94
Views: 26461

Re: New immigration law

I looked over the new law and noted the following items. It appears that they have changed terminology. What was residente permanente is now residente provisional . What was inmigrante (which I never understood) is now residente permanente . I could be wrong about this. Safe conduct for travel by st...
by craig
Thu Oct 01, 2015 11:45 am
Forum: Expat Information
Topic: Status update on my application for Peruvian citizenship
Replies: 1
Views: 1923

Re: Status update on my application for Peruvian citizenship

I am sorry to read of your difficulty trying to nationalize. You certainly have made a yeoman's effort! Presently, it seems that naturalization is virtually impossible if you are not married to a Peruvian. Do you think there might be hope when the president changes (assuming it is not Nadine)?
by craig
Sat Jul 18, 2015 3:07 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

Friends and family: the last resort against market failure. :) In this case "friends" are a market success not a failure. They are not giving me a gift or doing me a favor, they are making good money off the deal. The only thing that is special is that we trust each other due to long pers...
by craig
Wed Jul 08, 2015 6:16 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

However, altho none of the banks will give a mortgage to a rentista I eventually was able to buy the apartment I wanted using a private loan. Some Peruvian friends assembled the money to make the loan to me that I needed. In return, I am paying them about the same rate I would have had to pay a bank...
by craig
Wed Jul 08, 2015 6:08 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

I suspect that in six months this will be the same answer I will get from Banco Continental. Vamos a ver . A few days ago, I completed the additional six months of payments to Banco Continental that I was asked to make. Today I visited the woman who asked me to make them. She was non plussed. Clear...
by craig
Fri Jul 03, 2015 7:32 pm
Forum: Expat Information
Topic: XOOM-wire transfer receival fees
Replies: 3
Views: 841

Re: XOOM-wire transfer receival fees

XOOM has reportedly just been bought by PayPal. It is a pity to lose a useful service.
by craig
Mon May 18, 2015 9:09 pm
Forum: Expat Information
Topic: URGENT BLOOD DONATION NEEDED
Replies: 8
Views: 1620

Re: URGENT BLOOD DONATION NEEDED

Blood type?
by craig
Thu Apr 30, 2015 10:29 pm
Forum: Expat Information
Topic: Double Glazing
Replies: 3
Views: 905

Re: Double Glazing

by craig
Sat Apr 25, 2015 7:19 pm
Forum: Expat Information
Topic: Opening bank account as Swedish national
Replies: 10
Views: 1790

Re: Opening bank account as Swedish national

Problem is that I have no desire to become Peruvian national, I only want to take care of my wife and have a good bank account there, I find the Peruvian burocracy repulsive and filled with handouts. So I do not desire any Carnet, since I have no desire to remain in the country more than mo vacatio...
by craig
Sat Apr 25, 2015 5:52 pm
Forum: Expat Information
Topic: Opening bank account as Swedish national
Replies: 10
Views: 1790

Re: Opening bank account as Swedish national

If you want to send money from Sweden I don't have a suggestion. However, from most eurozone countries you can send money by Azimo . If you have a Carne de Extraneria you should be able to open an account at almost any bank and they all come with debit cards. If you are married to a Peruvian nationa...
by craig
Sat Mar 21, 2015 3:40 pm
Forum: Expat Information
Topic: Where to buy electronic components here in lima?
Replies: 5
Views: 2359

Re: Where to buy electronic components here in lima?

Also many shops around Calle Central and Petit Thouars. It is where in Av Arequipa there is a grifo. On a nostalgic note... Fifty years ago, when I was a teen, there was one electronics shop there on Petit Thouars. It was one of two places in Lima where I could get parts. The shop was still there, ...
by craig
Mon Mar 02, 2015 5:43 pm
Forum: Expat Information
Topic: A cautionary tale
Replies: 13
Views: 2151

Re: A cautionary tale

Today, I talked to my Peruvian friend about his long time American friend again. It seems the guy is getting about $1200 per month for Social Security. The news is that he is now giving $600 of that to his "wife" each month. And she is harassing him mercilessly demanding that he give her m...
by craig
Tue Feb 17, 2015 11:12 am
Forum: Expat Information
Topic: Early Retiree Seeking Rentista Visa
Replies: 16
Views: 2220

Re: Early Retiree Seeking Rentista Visa

So my question is if anyone knows how strict they are with this limit of $ 1000. I can tell you from my experience that exactly $1000 is OK. However, my guess would be that any less will be cause to reject the application. If you have sources of income other than a pension they could make up the di...
by craig
Mon Feb 16, 2015 5:33 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

I made another trip to BCP this afternoon and (finally) got a rather unambiguous negative answer. They said they would not consider giving a mortgage to anyone without Peru source income. Moreover, they require a Peruvian work history of at least 6 months. Their reasons included that they could not ...
by craig
Thu Feb 12, 2015 3:32 pm
Forum: Expat Information
Topic: A tale of calculation
Replies: 1
Views: 518

A tale of calculation

A Peruvian woman I know told me the following story about a friend of hers. Upon graduation from university she lucked out and got a job working for a UN agency. That meant she was paid European wages and benefits while living in Peru and was able to spend her time traveling about the world on UN &q...
by craig
Thu Feb 12, 2015 2:59 pm
Forum: Expat Conversations
Topic: US MEDDLING IN PERU : Troops
Replies: 60
Views: 10120

Re: US MEDDLING IN PERU : Troops

Do you think the US government is a bunch of idiots who spend taxpayers money for amusement only? As a matter of fact, that is exactly what I think. Well put! And, have you not noticed the changes for the better in the long-fought war against drug cartels in Colombia after the US "meddled in&q...
by craig
Thu Feb 12, 2015 2:48 pm
Forum: Expat Information
Topic: A cautionary tale
Replies: 13
Views: 2151

A cautionary tale

A Peruvian friend of mine knows another American who has lived here for about 25 years. I have met the guy a couple of times but don't know him well. In spite of being here so long he speaks almost no Spanish. It seems that long ago he hired a Peruvian maid in Los Angeles. She ended up convincing hi...
by craig
Thu Feb 12, 2015 2:34 pm
Forum: Expat Information
Topic: me robó
Replies: 5
Views: 1339

Re: me robó

If you are sending from a European bank account this outfit may be useful to you. Azimo Sending fees will probably be less than your bank will charge and you can always collect cash euros without any fee in Peru. But I think their limit is about 1000 euros. They can also send to Peruvian bank accoun...
by craig
Wed Feb 11, 2015 8:55 am
Forum: Expat Information
Topic: My list of questions is growing...
Replies: 4
Views: 726

Re: My list of questions is growing...

cmcarriemarie wrote:And as far as the bus system, is there any sort of explanation I can find for the routes in English?

Here is a starter. Rutas Recomendables
by craig
Sat Jan 31, 2015 7:29 pm
Forum: Expat Conversations
Topic: First Public Golf Course in Peru
Replies: 1
Views: 873

Re: First Public Golf Course in Peru

How is this the first public gold course in Peru? What do they mean by a "public golf course?" They do not appear to mean a socialized (ie. government operated and tax paid) golf course. If they mean one open to the public (for a fee) rather than only to members then this http://www.amazon...
by craig
Sat Jan 31, 2015 7:14 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

Wouldn't be the reason not to give a mortgage as that in case you don't pay anymore, the bank cannot embargo your income, as it comes from abroad. That would make some sense. But nothing they have ever said to me suggests that is a consideration. Bear in mind that we are talking about a mortgage he...
by craig
Fri Jan 30, 2015 7:24 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

I talked to my contact at BCP again today and got an interesting insight as to why, perhaps, it is so hard for a foreigner to get a mortgage. It seems that one of the things the central office people (who make mortgage decisions) are looking for is " Peruvian roots." Their idea of roots in...
by craig
Sun Jan 25, 2015 1:21 pm
Forum: Expat Information
Topic: OK to take 12oz of Silver Bars to Peru?
Replies: 12
Views: 1870

Re: OK to take 12oz of Silver Bars to Peru?

I entered Peru recently with 574 ounces of silver bullion, mostly one ounce rectangles in sheets of 20. Customs found half of it and he let me through after wanting me to remove one from the plastic it came in. If anyone wants to buy some, let me know. I may be moving to Argentina by bus and I don'...
by craig
Sun Jan 25, 2015 12:30 pm
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

What a tremendously frustrating experience, Craig. Amazing that with a 50% down payment they still would not accept it. Yeah. They did say something about my continuing the Ahorro Hipotecario for another 6 months. I'm going to do that (just out of orneriness) but I am certain that in the end, when ...
by craig
Sun Jan 25, 2015 11:53 am
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

Based on my experience the way the bank mortgage application process works is the following. You talk to a sectorista or funcionaria at a bank branch. She tells you what she thinks may qualify you for a mortgage. She does not actually know and cannot know. She goes by what she reads on the bank's we...
by craig
Sun Jan 25, 2015 11:37 am
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

After many months my mortgage application has also, in the end, been rejected by Banco Continental. They had me doing an "Ahorro Hipotecario." This is where you make simulated mortgage payments to a special blocked account for a period of months to demonstrate your ability and willingness ...
by craig
Fri Jan 09, 2015 1:36 am
Forum: Expat Information
Topic: Quick question about phones and sim cards.
Replies: 7
Views: 976

Re: Quick question about phones and sim cards.

If you have an unlocked GSM phone that operates on the band used by the in country provider you can buy a local SIM card and just stick it in. Your phone does not know or care about the identity of the provider. But trying to roam in another country with a Peruvian SIM card (even from the same provi...
by craig
Sat Dec 27, 2014 12:13 am
Forum: Expat Information
Topic: Mortgage as rentista?
Replies: 30
Views: 6290

Re: Mortgage as rentista?

I think Banco de Credito has a way. My wife works in there so if you still need some help let me know. Thanks. I am presently working with a woman at BCP trying to get a mortgage. They have not turned me down flat like the other banks so I still have hope there. They have the same rules as the othe...
by craig
Sat Dec 27, 2014 12:06 am
Forum: Expat Conversations
Topic: 75 words of Quechua origin accepted by the RAE
Replies: 2
Views: 871

Re: 75 words of Quechua origin accepted by the RAE

I don't see " chompa " in that list. Isn't that of Quechua origin? I recall, about 20 years ago when I was in Bolivia, taking a sweater to be dry cleaned. Before I went back to pick it up I was worried about how to ask for it. I remembered the word chompa from my youth but when I looked sw...
by craig
Sun Nov 30, 2014 9:28 pm
Forum: Expat Information
Topic: Update on my Peruvian citizenship application
Replies: 14
Views: 3392

Re: Update on my Peruvian citizenship application

I have gone through the process and know of several other people who have done the same, and whilst the process was slow, it was honest and straightforward. Have you heard of anyone who has done it recently. Say, since Humala took office. Do you know of anyone who has ever done it who was not marri...
by craig
Tue Nov 25, 2014 11:39 pm
Forum: Expat Information
Topic: Place to buy "wall wart" AC/DC converter?
Replies: 9
Views: 775

Re: Place to buy "wall wart" AC/DC converter?

gringolandia wrote:Ok, thanks Craig, that gives me something to go on.

Remember you need to match the DC output voltage and polarity required by your device. Otherwise you are liable to fry it.
by craig
Tue Nov 25, 2014 6:51 pm
Forum: Expat Information
Topic: Place to buy "wall wart" AC/DC converter?
Replies: 9
Views: 775

Re: Place to buy "wall wart" AC/DC converter?

I'm not familiar with Wilson. Where is that? Wilson is the street (Garcilaso de la Vega) downtown where there are a number of large buildings full of shops selling computer supplies and services. There are numerous places there that sell almost any laptop power supply you might need. I don't know t...
by craig
Tue Nov 25, 2014 12:25 pm
Forum: Expat Information
Topic: Place to buy "wall wart" AC/DC converter?
Replies: 9
Views: 775

Re: Place to buy "wall wart" transformers?

So far every shop keeper I've asked has looked at me like I'm crazy when I say I want to buy just the transformer alone. For good reason. What you are asking for makes no sense. Apparently you have some DC device powered by a (110 only) AC to DC converter or power supply which you have. This is not...
by craig
Sat Nov 22, 2014 1:15 pm
Forum: Expat Information
Topic: Early Retiree Seeking Rentista Visa
Replies: 16
Views: 2220

Re: Early Retiree Seeking Rentista Visa

I found this Migraciones PDF for Rentista requirements dated 10OCT2014 (see page 6). https://www.migraciones.gob.pe/pdf/servicios_inmigracion_visas_residentes.pdf The form, costs, date of passport expiration and perhaps some other requirement differ from Craig's site above. Both are official curren...
by craig
Fri Nov 21, 2014 9:56 pm
Forum: Expat Information
Topic: Early Retiree Seeking Rentista Visa
Replies: 16
Views: 2220

Re: Early Retiree Seeking Rentista Visa

What I have heared during the last 12 month was that Migraciones requests proof of an OFFICIAL pension. The current regulation on the Migraciones site say the following. Copia legalizada o autenticada por el fedatario de la DIGEMIN del documento original del país de donde proviene la renta, que acr...

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