Traffic Accident

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marlia
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Traffic Accident

Postby marlia » Tue Jun 23, 2015 6:37 pm

Hello all,

we got a small traffic accident last week in Cercado de Lima, now we are doing the paperwork in the Police Station. Our car got some scratches and dents from a Bus Cama Interprovincial. Maybe you can share your experience about it (paperwork, what do we need to do after Police Station paperwork, etc) by replying this message or email me at [email protected] Thank you for your time.


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adrian Thorne
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Re: Traffic Accident

Postby adrian Thorne » Tue Jun 23, 2015 10:31 pm

This is a little strange. I have had two knocks over the last ten years and on both occasions the first call was to the insurance company and an assessor was at the scene in fifteen minutes, before any vehicle was moved. They took over and oversaw the report that had to be made to the police, by law, within 24 hours. In this country third party liability does not apply and usually the companies end up paying for the damage to the insured. If your own vehicle is insured it allows you to go ahead and have the repairs carried out at the recommended garage, subject to re-evaluation and agreement of costs. Any third party claim is made by the company based on the report from the assessor.
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fanning
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Re: Traffic Accident

Postby fanning » Tue Jun 23, 2015 11:01 pm

If it is a small accident, it usually is cheaper to just fix it yourself. If you want to go through the redtape of the insurance, you pay at least US$ 200 + 10% of whatever it costs. And you need in the moment do have a alcoholtest, your car will be impounded, so a 'perito' will assess the damage, so you loose at least 24 hours your vehicle. If this hasn't been done, your insurance won't pay.
If it is small, you better fix it with the other party in cash. To have it 'undented' and painted will cost you roughly US$100 per 'paño'.
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gringito
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Re: Traffic Accident

Postby gringito » Fri Jun 26, 2015 10:41 pm

marlia wrote:we got a small traffic accident last week in Cercado de Lima, now we are doing the paperwork in the Police Station. Our car got some scratches and dents ...


If fully agree with @fanning!
I is usually even more effective to pay little damages by yourself.
Police is not really interested in such little traffic incidents which are usually handled by the insurance companies or privately between the car owners.

PS:
Expect that during your stay in Peru your car WILL be further damaged! That´s Peru.
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marlia
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Re: Traffic Accident

Postby marlia » Sun Jun 28, 2015 8:50 am

Hello Adrian, Fanning and Gringito,

thank you for your reply.

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