EXPATPERU

craig

sunflower wrote:Not sure what your problem is Craig.

My problem is arrogant Europeans who cannot conceive that their ideas of "the way things ought to be" do not rule the world in general and overrule Peruvian laws in particular.

craig

Border hopping was never officially allowed or forbidden. The old law (sorry can't remember the number) allowed tourist to stay 183 days in the country leaving open if this is per year or per visit. This vagueness of the law made border hopping in Peru possible, neither really legal nor illegal. In...

craig

At the time, we were subject to Decreto Legistativo 1236 which was published in September, 2015. However, the regulations to the new law were never published. Under that law, the rentista visa was listed under the classification of Residente Provisional. Visas under that classification were valid f...

craig

When I came in 10 days ago, I was told that the TAM forms have been eliminated and will no longer be used. This seems to be the general case with other South American countries as well. I suppose that makes difficulty for you, as a hotel, when Sunat has not gotten the memo and requires you to collec...

craig

Rentistas are exempt from the tasa anual . The latest information I have is that they do not need to do anything about this exemption and this has generally been the case for a long time. However, a few years ago there was a period of about a year when Migraciones changed this policy and asked rent...

craig

Do not know if it is still this way, but 15 years ago you could get a builders loan ( new apartment only) with 50% down payment and balance over 2 years at about 14.5% interest. I checked out a couple of apartments in new buildings last year. The builder had arrangements with the financing bank to ...

craig

My experience is that no foreigner can get a loan from a Peruvian bank if he is not employed in Peru. No foreign income whatsoever will be considered.

craig

Are you suggesting the other candidates do not have democratic values? Politicians who think they can win an election have "democratic values." Those who suspect they cannot win a majority discover that they have other priorities. The "democratic values" of all politicians are c...

craig

That requirement is nothing new. It has been there since the first time I looked (about 2009). I have never had to present anything as a rentista. I think the operative words are: "según corresponda" which I think means "as appropriate." For some resident types various of those f...

craig

In January I went to the provincial office of Migraciones here in Tacna for my exoneration of tasa as a rentista. The officer told me that I had to handle it online. She entered my information into the computer for the central office to send me a password to handle it online. I went back to my apar...

craig

Today I gathered all my papers together, girded my loins for bureaucratic battle and went to Migraciones to do the stupid tramite for exoneracion de tasa anual as a rentista . It seems that they have changed the rules again, this time in a good way. They told me (I asked two different places and got...

craig

Apparently there are many Mennonites living in Bolvia. Originally from Canada, they have maintained their nationality over the years. Mennonite colonies in Paraguay date back about a century but the ones in Bolivia are only a few decades old. Many of the first were Mennonites who fled persecution i...

craig

Very useful clarification. Thanks.

craig

MartitaAQP wrote:WOW, the exam has changed a LOT since I took in at the beginning of 2012.

Did you ever get your citizenship?

craig

And apparently from next year, it is not necessary anymore to claim your exempt at the DIGEMIN office, but everything is supposed to be done on the DIGEMIN inet site.... The tramite has been on their Servicios en Linea site for almost a year now. I'm planning to try testing it in January. I wonder ...

craig

I looked over the new law and noted the following items. It appears that they have changed terminology. What was residente permanente is now residente provisional . What was inmigrante (which I never understood) is now residente permanente . I could be wrong about this. Safe conduct for travel by st...

craig

I am sorry to read of your difficulty trying to nationalize. You certainly have made a yeoman's effort! Presently, it seems that naturalization is virtually impossible if you are not married to a Peruvian. Do you think there might be hope when the president changes (assuming it is not Nadine)?

craig

Friends and family: the last resort against market failure. :) In this case "friends" are a market success not a failure. They are not giving me a gift or doing me a favor, they are making good money off the deal. The only thing that is special is that we trust each other due to long pers...

craig

However, altho none of the banks will give a mortgage to a rentista I eventually was able to buy the apartment I wanted using a private loan. Some Peruvian friends assembled the money to make the loan to me that I needed. In return, I am paying them about the same rate I would have had to pay a bank...

craig

I suspect that in six months this will be the same answer I will get from Banco Continental. Vamos a ver . A few days ago, I completed the additional six months of payments to Banco Continental that I was asked to make. Today I visited the woman who asked me to make them. She was non plussed. Clear...

craig

XOOM has reportedly just been bought by PayPal. It is a pity to lose a useful service.

craig

Blood type?

craig

Furukawa

craig

Problem is that I have no desire to become Peruvian national, I only want to take care of my wife and have a good bank account there, I find the Peruvian burocracy repulsive and filled with handouts. So I do not desire any Carnet, since I have no desire to remain in the country more than mo vacatio...

craig

If you want to send money from Sweden I don't have a suggestion. However, from most eurozone countries you can send money by Azimo . If you have a Carne de Extraneria you should be able to open an account at almost any bank and they all come with debit cards. If you are married to a Peruvian nationa...

craig

Also many shops around Calle Central and Petit Thouars. It is where in Av Arequipa there is a grifo. On a nostalgic note... Fifty years ago, when I was a teen, there was one electronics shop there on Petit Thouars. It was one of two places in Lima where I could get parts. The shop was still there, ...

craig

Today, I talked to my Peruvian friend about his long time American friend again. It seems the guy is getting about $1200 per month for Social Security. The news is that he is now giving $600 of that to his "wife" each month. And she is harassing him mercilessly demanding that he give her m...

craig

So my question is if anyone knows how strict they are with this limit of $ 1000. I can tell you from my experience that exactly $1000 is OK. However, my guess would be that any less will be cause to reject the application. If you have sources of income other than a pension they could make up the di...

craig

I made another trip to BCP this afternoon and (finally) got a rather unambiguous negative answer. They said they would not consider giving a mortgage to anyone without Peru source income. Moreover, they require a Peruvian work history of at least 6 months. Their reasons included that they could not ...

craig

A Peruvian woman I know told me the following story about a friend of hers. Upon graduation from university she lucked out and got a job working for a UN agency. That meant she was paid European wages and benefits while living in Peru and was able to spend her time traveling about the world on UN &q...

craig

Do you think the US government is a bunch of idiots who spend taxpayers money for amusement only? As a matter of fact, that is exactly what I think. Well put! And, have you not noticed the changes for the better in the long-fought war against drug cartels in Colombia after the US "meddled in&q...

craig

A Peruvian friend of mine knows another American who has lived here for about 25 years. I have met the guy a couple of times but don't know him well. In spite of being here so long he speaks almost no Spanish. It seems that long ago he hired a Peruvian maid in Los Angeles. She ended up convincing hi...

craig

If you are sending from a European bank account this outfit may be useful to you. Azimo Sending fees will probably be less than your bank will charge and you can always collect cash euros without any fee in Peru. But I think their limit is about 1000 euros. They can also send to Peruvian bank accoun...

craig

cmcarriemarie wrote:And as far as the bus system, is there any sort of explanation I can find for the routes in English?

Here is a starter. Rutas Recomendables

craig

How is this the first public gold course in Peru? What do they mean by a "public golf course?" They do not appear to mean a socialized (ie. government operated and tax paid) golf course. If they mean one open to the public (for a fee) rather than only to members then this http://www.amazon...

craig

Wouldn't be the reason not to give a mortgage as that in case you don't pay anymore, the bank cannot embargo your income, as it comes from abroad. That would make some sense. But nothing they have ever said to me suggests that is a consideration. Bear in mind that we are talking about a mortgage he...

craig

I talked to my contact at BCP again today and got an interesting insight as to why, perhaps, it is so hard for a foreigner to get a mortgage. It seems that one of the things the central office people (who make mortgage decisions) are looking for is " Peruvian roots." Their idea of roots in...

craig

I entered Peru recently with 574 ounces of silver bullion, mostly one ounce rectangles in sheets of 20. Customs found half of it and he let me through after wanting me to remove one from the plastic it came in. If anyone wants to buy some, let me know. I may be moving to Argentina by bus and I don'...

craig

What a tremendously frustrating experience, Craig. Amazing that with a 50% down payment they still would not accept it. Yeah. They did say something about my continuing the Ahorro Hipotecario for another 6 months. I'm going to do that (just out of orneriness) but I am certain that in the end, when ...

craig

Based on my experience the way the bank mortgage application process works is the following. You talk to a sectorista or funcionaria at a bank branch. She tells you what she thinks may qualify you for a mortgage. She does not actually know and cannot know. She goes by what she reads on the bank's we...

craig

After many months my mortgage application has also, in the end, been rejected by Banco Continental. They had me doing an "Ahorro Hipotecario." This is where you make simulated mortgage payments to a special blocked account for a period of months to demonstrate your ability and willingness ...

craig

If you have an unlocked GSM phone that operates on the band used by the in country provider you can buy a local SIM card and just stick it in. Your phone does not know or care about the identity of the provider. But trying to roam in another country with a Peruvian SIM card (even from the same provi...

craig

I think Banco de Credito has a way. My wife works in there so if you still need some help let me know. Thanks. I am presently working with a woman at BCP trying to get a mortgage. They have not turned me down flat like the other banks so I still have hope there. They have the same rules as the othe...

craig

I don't see " chompa " in that list. Isn't that of Quechua origin? I recall, about 20 years ago when I was in Bolivia, taking a sweater to be dry cleaned. Before I went back to pick it up I was worried about how to ask for it. I remembered the word chompa from my youth but when I looked sw...

craig

I have gone through the process and know of several other people who have done the same, and whilst the process was slow, it was honest and straightforward. Have you heard of anyone who has done it recently. Say, since Humala took office. Do you know of anyone who has ever done it who was not marri...

craig

gringolandia wrote:Ok, thanks Craig, that gives me something to go on.

Remember you need to match the DC output voltage and polarity required by your device. Otherwise you are liable to fry it.

craig

I'm not familiar with Wilson. Where is that? Wilson is the street (Garcilaso de la Vega) downtown where there are a number of large buildings full of shops selling computer supplies and services. There are numerous places there that sell almost any laptop power supply you might need. I don't know t...

craig

So far every shop keeper I've asked has looked at me like I'm crazy when I say I want to buy just the transformer alone. For good reason. What you are asking for makes no sense. Apparently you have some DC device powered by a (110 only) AC to DC converter or power supply which you have. This is not...

craig

I found this Migraciones PDF for Rentista requirements dated 10OCT2014 (see page 6). https://www.migraciones.gob.pe/pdf/servicios_inmigracion_visas_residentes.pdf The form, costs, date of passport expiration and perhaps some other requirement differ from Craig's site above. Both are official curren...

craig

What I have heared during the last 12 month was that Migraciones requests proof of an OFFICIAL pension. The current regulation on the Migraciones site say the following. Copia legalizada o autenticada por el fedatario de la DIGEMIN del documento original del país de donde proviene la renta, que acr...

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