

markr wrote:teamoperu wrote:well, i just heard wih the new anti'drug law, foreigners cannot have bank accounts now, need a DNI or CE... true?
I was in my branch of Interbank only yesterday, where I had previously opened my account with a passport, asking about the possibility of a friend of mine doing the same when he arrives in the next few weeks. The answer was a definIte NO. The rules have now changed.

markr wrote:teamoperu wrote:well, i just heard wih the new anti'drug law, foreigners cannot have bank accounts now, need a DNI or CE... true?
I was in my branch of Interbank only yesterday, where I had previously opened my account with a passport, asking about the possibility of a friend of mine doing the same when he arrives in the next few weeks. The answer was a definIte NO. The rules have now changed.
sunflower wrote:No CE or DNI, No Account and not even a stupid prepaid telephone. Can anyone explain to me why?
adrian Thorne wrote:markr wrote:teamoperu wrote:well, i just heard wih the new anti'drug law, foreigners cannot have bank accounts now, need a DNI or CE... true?
I was in my branch of Interbank only yesterday, where I had previously opened my account with a passport, asking about the possibility of a friend of mine doing the same when he arrives in the next few weeks. The answer was a definIte NO. The rules have now changed.
Checked with Banco Continental and HSBC They confirm. " No CE or DNI No Account." They are in the process of sending out three month warning notices for closure or varification of status. "Manana". Notices have already been posted at Telifonica.
Kelly wrote:While I understand this is mostly a anti-drug trafficking measure, between this and the home visits to foreigners it sounds like the country is starting to make life a little difficult for "tourists" that never leave.
Kelly wrote:I'm so glad I registered my CE with Interbank a few months ago.
While I understand this is mostly a anti-drug trafficking measure, between this and the home visits to foreigners it sounds like the country is starting to make life a little difficult for "tourists" that never leave.

goingnowherefast wrote:AlpinePrince - Is this actually true? Or is this, like many of your past posts, you just having a little fun? I don't have a CE and I haven't received anything saying that my accounts will be closed.
Can anyone verify this info?
Alpineprince wrote:Regardless, with the HIRE ACT in 2013 most banks would find it easier and less costly to close accounts of foreigners than to comply with reporting requirements.
goingnowherefast wrote:I wonder if these are Ollanta inspired policies beginning to take place...
adrian Thorne wrote:I find it all rather pointless and an unneccesary expence, moving money at a price from one country to another to withdraw at ATM's etc.
I do have a dollar savings account opened at HSBC with passport and the receipt from my CE application, but rarely use it. All cash withdraws are from my UK bank direct and coupled with a very small fixed monthly fee I do not pay any charges at what ever bank I use to withdraw.

Polaron wrote:adrian Thorne wrote:I find it all rather pointless and an unneccesary expence, moving money at a price from one country to another to withdraw at ATM's etc.
I do have a dollar savings account opened at HSBC with passport and the receipt from my CE application, but rarely use it. All cash withdraws are from my UK bank direct and coupled with a very small fixed monthly fee I do not pay any charges at what ever bank I use to withdraw.
Adrian, if you withdraw cash from your UK account at local ATMs, are you charged the dreaded foreign transaction fee so loved by Visa and MasterCard? It does not show up as a separate fee; it is simply added to your withdrawal amount. For example, if you withdraw 700 soles at an exchange rate of S/. 2.75, you will actually be charged an exchange rate of S/ 2.75 less one, two or three percent, depending upon your bank. That means when you check the amount showing up as a withdrawal on your bank statement and calculate the exchange rate, it will end up being something along the lines of S/. 2,669902912621359 if your bank tacks on 2% to the 1% that MasterCard or Visa charge. If you are fortunate, neither your bank nor the local bank charges an additional fee simply for using the ATM.
I say this because the foreign transaction fee is invisible and is quietly tacked on without any advance notice given to customers, except in a sub-paragraph of a long prospectus that 99% of the people do not read anyway.
Last year, I switched banks. I had been using a different U.S. bank that tacked on 2% to the MasterCard/Visa transaction fee, as well as charging me $1.50 U.S. for each ATM transaction. I felt relieved in Lima, because the local ATM did not charge me a fee, while in Santiago de Chile, I paid the dollar fifty, 3% and then $2,000 pesos CLP (four dollars) to the local machine per pop. Ouch. When I separated out and tallied up my banking fees, I was shelling out $55 in fees and 3% of my withdrawals and transactions every month - well over $100 dlls every month.
Now my fees are a lot lower as my current bank (USAA) does not tack on a commission to the 1% charged by MC/Visa. Still, I think the foreign transaction fees, regardless of amount, are abusive.
teamoperu wrote:Last week I tried to add a USD account, already have a soles ahorra account, and Interbank said no, not possible without DNI or CE.
A friend has offered to open an acount for me with their DNI, then pass all the info to me so I have the tarjeta and can change all the passwords... seems reasonaly secure way to work this... any thoughts?
Polaron wrote:Yes, we know how hard it is for the poor, poor banks to eke out a profit. That is why they received a huge bailout and are now being made to suffer by those dastardly regulators that for some unknown reason seem to think that consumers are just as important as bankers. Imagine the gall!
teamoperu wrote:Last week I tried to add a USD account, already have a soles ahorra account, and Interbank said no, not possible without DNI or CE.
A friend has offered to open an acount for me with their DNI, then pass all the info to me so I have the tarjeta and can change all the passwords... seems reasonaly secure way to work this... any thoughts?
teamoperu wrote:(For humour, the silliness was that I opened the account with my passport, but my passport was stolen and I received a new one, with a new number. They insisted they needed to see the old (stolen) passport to be able to access the account for changes, the new passport was insufficient proof, even though same name, same DOB, similar photo etc. Producing the denuncia, and suggesting if I could find the thief I'd ask him to come with me, got me no where.)

tamas wrote:Just to confirm. As a newcomer I headed to open an account at Interbank Plaza San Miguel. I was there anyway so I went in to ask if it's possible with a passport. The answer was no, only with DNI or Carnet de Extranjeria AND another photo ID.
sunflower wrote:No CE or DNI, No Account and not even a stupid prepaid telephone. Can anyone explain to me why?

americorps wrote:Kelly, your friend got lucky. I am sure it is not too difficult to buy one with a passport, but the new law makes it clear that they are NOT supposed to sell one, not even pre-paid without a carnet.
It is an anti drug trafficking law...the same one that shut down bank accounts on passports.

Both my husband and I got pre-paid SIM cards and internet service with Claro with our passport and lease.americorps wrote:Kelly, your friend got lucky. I am sure it is not too difficult to buy one with a passport, but the new law makes it clear that they are NOT supposed to sell one, not even pre-paid without a carnet.
It is an anti drug trafficking law...the same one that shut down bank accounts on passports.
americorps wrote:Kelly, your friend got lucky. I am sure it is not too difficult to buy one with a passport, but the new law makes it clear that they are NOT supposed to sell one, not even pre-paid without a carnet.
It is an anti drug trafficking law...the same one that shut down bank accounts on passports.

el conquistador wrote:americorps wrote:Kelly, your friend got lucky. I am sure it is not too difficult to buy one with a passport, but the new law makes it clear that they are NOT supposed to sell one, not even pre-paid without a carnet.
It is an anti drug trafficking law...the same one that shut down bank accounts on passports.
Banks are not going to shut down bank accounts that were opened with passports. They just won't open new accounts with passports.
Shutting down bank accounts is losing customers and losing customers is losing money for the banks. Banks hate losing money. And people who opened a bank account with their passports are important customers because they will be loyal because they can't switch to other banks anymore.
americorps wrote:The same reason they are trying to eliminate the cell phone purchases, to have fewer untraceable cell phones.
teamoperu wrote:Kelly wrote:I'm so glad I registered my CE with Interbank a few months ago.
While I understand this is mostly a anti-drug trafficking measure, between this and the home visits to foreigners it sounds like the country is starting to make life a little difficult for "tourists" that never leave.
and for visitors that do leave, who are getting caught in the cross fire
hoyce wrote:teamoperu wrote:Kelly wrote:I'm so glad I registered my CE with Interbank a few months ago.
While I understand this is mostly a anti-drug trafficking measure, between this and the home visits to foreigners it sounds like the country is starting to make life a little difficult for "tourists" that never leave.
and for visitors that do leave, who are getting caught in the cross fire
wait a minute! what "home visits to foreigners"?