sunflower wrote:..... When you open your bank account, just ask if you can use the debit card clave or if they changed it and now have to activate the account and give you another clave. ......
Once in your account at online banking you can only check the balance and movements of all your BCP accounts, credit cards. As soon as you want to transfer money from one account to another, pay bills, ... you need this Clave Digital. It's a small device which constantly gives you changing 6 digit numbers. This number has to be entered on the last step of your transfer.
Just wanted to chime in here about getting the internet password for your account. Initially I didn't realize I could access my account online, so many months had passed before I asked about this internet access and I had to do some process at home before returning to the bank to complete the setup. A bit frustrating with the back and forth. However, I think this could have been avoided had I initially informed the BCP agent that I wanted internet access at the time I opened the account.
I would also definitely recommend purchasing the Clave Digital even though it does cost around s/.25 or s/.30 because it makes paying bills, transferring money and even adding Claro minutes to a pre-pay phone possible as mentioned by others. Imagine a world where you didn't have to wait in line to pay bills.......need I say more?!