Thanks to Google Translate: https://soluciones.equifax.com.pe/e-com ... recuentes/
We are all at Infocorp. There is a myth that only people with a negative trace on their credit history are in Infocorp. However, all Peruvians of legal age are in Infocorp, the correct question is how am I in Infocorp?
If a person pays their debts on time (credit cards, loans and taxes, for example), they will appear in Infocorp with a positive rating; whereas if this person has been in default of financial obligations, they probably do not have a good rating. Maintaining a good credit history allows you to more easily access better financial products and even obtain better rates and conditions.
3. What is the Debt Report?
It is the document that contains information on the debts registered in Infocorp of a person or company. The Infocorp debt report contains the most complete information on the Peruvian market, consolidates the indebtedness of the financial system, commercial debts, debts to service companies or government entities, among other categories. If debts are paid on time then the report is favorable for credit analysis and represents a good sign to obtain better credit conditions and conduct safer business.
4. What is my Equifax score?
It is a rating that predicts the probability of payment of your debts in the next 12 months, and is taken into account by financial institutions when deciding to grant a loan. The strength and reliability of the Equifax Score is based on the volume of credit information that Infocorp has as the credit base of Peru.