naturegirl wrote:Really? for private clinics?
Yes. My wife just had a baby in Chiclayo, at private clinic, natural. We paid upfront, total costs were about 1500-2000 soles, cesaria would be 1000 on top of that. We've been to San Borja clinic in Lima too, it's very good, but more expensive. I think the care is pretty much good everywhere. Also, we were given some things in the process, for which I paid later. I'm surprised some clinics don't trust their client and demand payment upfront, but they have the right to do it. They are running a private business in a free capitalist economy. I understand they had experience of someone refusing to pay for their services after. In this case, I'd say swipe your credit card on them, still would be less than including insurer's commission.
I totally agree with Craig on the insurance, but this is a big politically divisive issue, everyone has own opinion on that. In own experience, we had our first one in Australia, for free and got some benefits from the government for having a child. Medicine is 'free' over there, like in Europe, but there are really no free lunches, someone has to pay. Considering the taxation and some other indirect costs, I believe it costs you much more in the end. That's why doctors, as well as lawyers, are the highest paid professionals over there. In Peru, doctors don't drive BMWs, but, again in own experience, quality of care was better.